The 3-Bucket System (Simple Wealth Structure)

[kherbo]

If you want money to feel controlled, use buckets:

1. Survival: bills + essentials
2. Safety: emergency fund (3–6 months)
3. Growth: investing / business / skills

Most people skip Safety and panic every time something happens.
Question: Which bucket is weakest for you right now—Survival, Safety, or Growth?